Pay less for your mortgage

We know your home means everything to you. Our main goal is to make sure you are getting the lowest rate/lowest closing cost with unrivaled customer service!

Want more information? Call 310- 971-7444

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Our Loan Products

Conventional Loans

A conventional mortgage is a home loan that isn’t guaranteed or insured by the federal government which is Fannie Mae or Freddie Mac. Conventional loans can go up to 97% loan to value.

Jumbo Loans

Jumbo loans start at $647,200, usually requires higher credit score, lower debt to income with LTV’s to 90%.

VA Loans

The VA loan is a $0 down payment mortgage option available to Veterans, Service Members and select military spouses.

FHA Loans

An FHA loan is a mortgage that’s insured by the Federal Housing Administration (FHA). FHA loans are great for borrowers whose credit is not so great and have little down payment. FHA loans to value can go up to 96.5% on purchases and 97.5% on refinances.

Alt-A Loans

Also known as alternative documentation loans. Most Alt-A loans aren’t typically full doc meaning you can use bank statements, self-prepared P&L, 1099 only, and VOE instead of tax returns for income. We also have stated income loans for investment properties and DSCR (debt service ratio) loans with 1-4 units.

Reverse Mortgage

A reverse mortgage is a type of home equity loan that’s reserved for older homeowners and does not require monthly mortgage payments.


How much can you save?

Use these tools to help gauge your present and proposed financial situations. Looking for more information?
Just ask us! Our friendly experts are happy to clear up confusion or explain any 'what-ifs.'