Commercial loans

Conventional Commercial Mortgage Program

Conventional commercial mortgage financing is back! We are offering low, long term fixed rates and flexible underwriting.  This is one of our most active loan programs and is available nationwide for both investors or owner-users.  Loan amounts range from $300,000 to $50,000,000.

We are actively closing loans and urge you to take the first step by filling out our pre approval form now.

General Terms – Details

Virtually all property types are acceptable (including multi family, gas stations, hotels, night clubs, car dealerships and car washes).  Fixed rates range from 1 year, 3 years, 5 years and 10 years normally amortize over 25 years.

SBA Loans

SBA loans may help your business qualify for financing more easily and receive more flexible terms.  That means you can preserve working capital for other expenses.

  SBA 504              SBA 7(a)              SBA Express

Purchase equipment or real estate (no refinancing).  Construction and renovation.  Purchase or expand a business.  Purchase equipment or inventory.  Working capital.  Refinance debt.  Working capital.  Purchase equipment.  Purchase vehicles or inventory 


Longer maturity than conventional loan.  Lower down payments on fixed assets.  Easier qualification than a conventional loan.  Longer maturity than conventional loan.  Lower down payments on fixed assets (as low as 10%).  Easier qualification than a conventional loan.  Longer maturity than some conventional loans.  Easier qualification than a conventional loan


SBA 504 $350,000 minimum, no maximum
SBA 7 (a) $350,000-$3.5 million
SBA Express $25,000-$350,000

Terms:  Up to 2 years interim construction period, 7-10 years on equipment,10-20 years on real estate.  Up to 7 years for working capital.  Up to 10 years for equipment or business acquisition.  Up to 25 years for real estate 

7-year term with first-year revolving option and balance amortized across the remainder of the term

Contact Us

Drop us a line!

Vesta Capital Inc

10555 Stanford Avenue, Garden Grove, California 92840, United States

(310) 971-7444